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Terms & Conditions

These Terms and Conditions (“Terms”) are between you (individual) and SepiaGroup.com LLC (“SepiaGroup.com”) and addresses unique commercial considerations that apply to SepiaGroup.com’s products and offerings.

Please read this agreement carefully before purchasing or using any services from SepiaGroup.com. By purchasing or using SepiaGroup.com website you signify your acceptance of these terms and conditions.

Privacy

SepiaGroup.com values your privacy. As such, SepiaGroup.com agrees to maintain a privacy policy that will identify the types information collected and stored by SepiaGroup.com, how the information is collected, who has access to the stored information, and who SepiaGroup.com may share the information with. See SepiaGroup.com’s Privacy Policy for full details.

Automatic Renewal, Cancellation, and Refund Policy

SepiaGroup.com recurring subscriptions to many of its services, such as Live Rooms and Live Training. A paid and active subscription is required to have access to these services. You may cancel any subscription at any time by using the SepiaGroup.com website. All subscriptions will Auto Renew at the end of their current paid period. You can cancel a subscription before the renewal date and you will not be charge when the subscription period ends. When your subscription period ends you will no longer have access to the service(s) on SepiaGroup.com that required this paid subscription. If you cancel a subscription within 2 days of an Auto Renewal, you can request a refund by emailing support@sepiagroup.com. A refund in the amount of the subscription price less a transactions fee (2.9$ + $0.30) will processed within 5 business day to the same method of payment used for the purchase. It may take up to 14 business days for the refund amount to post to your account. If you do not request a refund within 2 business days of the payment charge; No refund will be processed.

SepiaGroup.com also sells courses and other products and services that are not subscription based. You can request a refund of any non-subscription based product or service within one (1) day of the the charge. A refund in the amount of the subscription price less a transactions fee (2.9$ + $0.30) will processed within 5 business day to the same method of payment used for the purchase. It may take up to 14 business days for the refund to post to your account. If you do not request a refund within 1 business day of the payment charge; No refund will be processed.

Responsibility

You are and will be responsible for maintaining the confidentiality of your login credentials, for all activities conducted on and with the SepiaGroup.com that make use of your login credentials, and for charges or fees incurred by the use of such credentials, if any, including any use you may subsequently contend was not unauthorized by you. It is your responsibility to ensure that you exit or log-off from the SepiaGroup.com website at the end of each session of use. You shall notify SepiaGroup.com immediately of any unauthorized use of your login credentials or any other breach of security that is known or suspected by you.

Ownership

SepiaGroup.com and/or its licensors own and shall retain all rights, titles, and interests, including all intellectual property rights, in and to the products, services, documentation, imagery, and content provided under these Terms, and all elements thereof.  You neither have, nor acquire, any rights, titles, or interests in or to the foregoing, or any element of SepiaGroup.com.

Notices

SepiaGroup.com may send you email notifications from time to time related to these Terms and the subject matter hereunder. These emails may include notifications of Privacy Policy changes, changes to these Terms and Conditions, renewal notices, promotions, and other emails related to your purchases hereunder. Unless SepiaGroup.com receives an automated response that the email is undeliverable, these notices shall be effective upon the date sent to you.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SEPIAGROUP.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, EXEMPLARY, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE PRODUCTS OR SERVICES; (B) ANY PRODUCT, SOLUTIONS, MATERIALS, OR CONTENT PROVIDED BY ANY THIRD PARTY; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR DATA, CONTENT, OR INFORMATION. IN NO EVENT SHALL SEPIAGROUP.COM AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS RELATED TO THE PRODUCTS AND SERVICES EXCEED THE LESSER OF: (I) $100, OR (II) THE TOTAL AMOUNT OF FEES RECEIVED BY SEPIAGROUP.COM FROM YOU FOR THE USE OF THE PRODUCTS SERVICES DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

YOU ACKNOWLEDGE AND AGREE THAT THE DISCLAIMERS AND THE LIMITATIONS OF LIABILITY SET FORTH IN THESE TERMS REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND SEPIAGROUP.COM, AND THAT THESE LIMITATIONS ARE AN ESSENTIAL BASIS TO SEPIAGROUP.COM ABILITY TO MAKE THE PRODUCTS AND SERVICES AVAILABLE TO YOU ON AN ECONOMICALLY FEASIBLE BASIS. YOU AGREE THAT ANY CAUSE OF ACTION RELATED TO THE PRODUCTS AND SERVICES MUST COMMENCE WITHIN ONE (3) MONTHS AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Governing Law & Jurisdiction

In order to ensure consistency in the interpretation and enforcement of these Terms, these Terms will be governed exclusively by New York law and controlling United States federal law, without regard to the choice or conflicts of law provisions of any jurisdiction.

You expressly agree that any litigation arising between you and SepiaGroup.com related, in any way, to the products, services, and/or these Terms, and/or any and all disputes, actions, claims, or causes of action related thereto, shall be initiated and maintained only in the U.S. District Court for the Rockland County 9th Judicial District of New York. You expressly consent and irrevocably submit to the exclusive personal jurisdiction and venue of such courts. Notwithstanding the foregoing, SepiaGroup.com may seek and obtain injunctive relief in any jurisdiction.

Miscellaneous

If it turns out that a particular provision of these Terms is not enforceable or invalid as determined by a court of competent jurisdiction, this will not affect any other terms and such provision shall be modified to the extent necessary to be valid and enforceable. If you do not comply with these Terms, and SepiaGroup.com does not take immediate action, this does not indicate that SepiaGroup.com relinquishes any rights that SepiaGroup.com may have (such as taking action in the future). Any waiver of rights by SepiaGroup.com must be acknowledged and agreed to by you and SepiaGroup.com in writing.

Subject to these Terms, all provisions of these Terms relating to ownership, limitations of liability, and other provisions which by their nature survive termination of these Terms shall survive termination of these Terms.

These Terms and the Privacy Policy, and any other terms provided by SepiaGroup.com on or through the product or services constitute the entire agreement between you and SepiaGroup.com relating to the products and services, and supersedes any and all prior and contemporaneous communications and/or agreements between you and SepiaGroup.com relating to access and use of the products and services.

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